Our Process
Our comprehensive “Journeys” planning process is focused on helping you achieve your most important goals with confidence. We work together to make the journey from today to “some day” possible with a customized and flexible roadmap for your life, your finances, and your legacy.
Your plan is built around you and what is most important to you— your values, priorities, concerns and hopes—and your vision for the future. Depending on your situation, your plan will focus on a wide variety of areas—from investments to estate planning to retirement goals—and draw on our decades of expertise.
A key part of most plans is your portfolio, which will help fund many of your goals. We use an Evidence-Based investment approach, grounded in data and academic research, designed to give you confidence in achieving your goals with a suitable amount of risk.
Because your life and circumstances will change and evolve, we regularly monitor your plan to make sure you stay on track toward achieving your goals. We will also adjust as needed to reflect any changes. And we will provide you with ongoing advice and education so you always know where you stand.
Above all, we believe a long-term partnership is essential to ensuring a better financial journey.
Phase 1: DISCOVERY
We begin by getting to know one another. What are you looking to achieve? What are your long-term and short-term goals, your values, your opportunities, your challenges, your priorities? We will also discuss our services, our fees, and what working together could look like.
Phase 4: MONITORING
Because your life and circumstances can change, we regularly monitor your accounts and situation, as well as global markets. When changes are needed, we make them quickly and efficiently, and make sure you understand the “why” and the “how” behind each change.
Phase 2: STRATEGY
Based on your goals and priorities, we develop a long-term financial plan, custom-tailored to your unique situation This plan is designed to get you from where you are now to where you want to be in the future. To help power your plan, we also develop an investment strategy, built around your goals and your comfort with risk.
Phase 3: IMPLEMENTATION
Now it is time to put your plan and your investment strategy to work. We implement your portfolio and begin addressing aspects of your plan such as cash management, tax management, and estate planning. With regular communications and updates, backed by an experienced staff, we strive to make this process quick, easy, and transparent, so you know all the key steps we are taking.