Who We Help
Focused on You, Focused on your Goals
While we work with a number of clients in North Carolina and throughout the South, we have focused over the years on working primarily with successful families, farmers, and business owners. We are passionate about what we do and dedicated to helping our clients achieve their most important goals.
As a family business focused on helping other families, we understand the challenges and opportunities you face, because we’ve also lived them. We will be your advisors, your guides, your partners for every major step of your financial journey. We take a comprehensive, integrated approach to planning and investing that includes:
Successful Families
For many of our clients, family is everything. You’ve worked hard to create a comfortable life, and you want to protect what you’ve achieved, especially when it comes to ensuring loved ones are taken care of, even if something unexpected happens. But you also want to grow what you’ve earned, so you can enjoy a more comfortable and secure retirement as well as leave a legacy for the people and organizations you care most about.
As a family business focused on helping other families, we understand the challenges and opportunities you face, because we’ve also lived them. We will be your advisors, your guides, your partners for every major step of your financial journey.
We take a comprehensive, integrated approach to planning and investing that includes:
- Working together to create a sound long-term plan, that reflects your goals, needs, and values through comprehensive financial planning
- Helping you achieve a secure, well-funded retirement through retirement and retirement income planning
- Making sure your portfolio supports your long-term goals through Evidence-Based investment management
- Protecting your family, yourself, your health, and your assets through insurance
- Helping you plan and prepare for educating children (and even grandchildren)
- Making sure you are not overpaying taxes through tax management and tax efficiency strategies
- Helping you leave a legacy for your loved ones and the charities and organizations you care most about through estate planning
- Working closely with your other financial professionals, including your CPA and Estate Attorney, to ensure an efficient, well-coordinated approach
FARMERS
Farmers are one of the backbones of the American dream. But the demands of farming, the ups and down, the variables of weather, costs, cash flow, and commodity prices make sound planning essential. We know the business of farming inside and out, and work closely together to make sure your farm’s financials continue to thrive and that you are able to navigate the ever-changing legal, business, and regulatory environment. But life isn’t only farming, so we also focus on important areas such as retirement, education, investing, and your legacy.
We support and honor the exceptional values that many farm families with a comprehensive, integrated planning approach that includes:
- Helping evaluate the profitability of your farm
- Working to manage your cash flow and make it more predictable
- Protecting assets of the farm and handling potential liabilities
- Making sure you have the right insurance coverage and strategies
- Making sure you are not overpaying taxes—including land taxes–through tax optimization and tax efficiency strategies
- Ensuring that you have the right business structure for your farm to make the most of potential agricultural subsidies
- Providing guidance on agricultural financing and real estate investing
- Putting in place a sound succession plan so that your farm can pass on to the next generation—or a thoughtful transition strategy
- Working closely with your other financial professionals, including your CPA and Estate Attorney, to ensure an efficient, well-coordinated approach
Business Owners
As business owners ourselves, we understand the passion, commitment, and vision that are at the heart of every great business. We work with a number of local and regional businesses, providing a range of services from investing and cash management to benefits consulting to retirement plans. We also help business owners integrate business and personal planning in order to achieve the efficiencies that come from integrated tax and retirement planning.
Whether you are focused on growing your business or focused on a potential sale, we have the expertise and experience help, including:
- Creating the most effective structure for your business
- Cash management and investment managements services
- Working to protect the assets of the business and handle potential liabilities
- Consulting on employee benefits
- Implementing the right retirement plan(s), including setting up the right compensation structure
- Structuring buy/sell agreements
- Consulting on lending and financing options and connecting you with provide
- Facilitating and consulting on the sale of your business—or acquisitions